How About plain green loans ??

You can take advantage of attractive tax benefits for years, if you perform certain energy saving work in your own home (roof insulation, installing double glazing, solar panels, etc.). If you want to take advantage further, you should keep in mind that some of these measures are temporary and expire (possibly) soon. Last year, limits the benefit for new buildings already, but this and next year the subsidies are being reduced slightly.

What has changed for 2011 already?
• The tax reduction for energy-saving investments in the wall and floor insulation will not be granted for expenditure after 1 January 2011, paid. The roof insulation is taken into account.
• The tax reduction for energy-saving investments is limited (for 2011) to 2,830 EUR. Up to and including the income year 2010, this amount for the installation of photovoltaic panels and solar panels has been increased. From the income year 2011, the increase applies only to 3680 EUR for the installation of photovoltaic panels.

Green credit: end 2011
Since 2009, you can also use specific benefits of so-called “green credit” to finance energy-saving work, a tax reduction of 40% to the interest and bonus interest rate of 1.5%, so you can borrow at a very low rate of interest. The measure is in this year, however, on which these benefits apply only to completed by 2011 green credits. This is the date of the credit accounts. The expenditure financed must be made even 2012th Of course you can take advantage of a temporarily closed “green credit” even after 2011, and as long runs of credit.

Good to know: You can take advantage for a loan to finance work on a new building or a property which is not older than five years, even if the investments with the highest energy savings since 2010 no longer for the tax reduction for energy-saving expenditure be considered. Also for the wall and floor insulation, you can take advantage of a “green credit” still use.

Tax credit: the end of 2012

Since last year, citizens can also take advantage of the tax reduction for energy-saving expenditure to pay little or no taxes. For example, even retirees with small pension simple energy-saving work can make to their home. You have the future that is entitled to a ‘tax credit’, with the amount of the tax reduction will be redeemed effective, even if no tax to pay. The measure is also temporary. The tax credit is used in roof insulation, installing double glazing, replacement or maintenance of the boiler, installation of thermostatic valves or a room thermostat with timer and a home energy audit to bear. Under the condition that the work will be paid no later than 2012 and the apartment was inhabited prior to the execution of the works for five years.

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